- Does Numerica CU offer SBA loans?
- Yes. Numerica CU has approved 574 SBA 7(a) and 504 loans since 2005. Average loan size: $183,847. Most recent approval on file: 2025-09-29.
- Does Numerica CU offer business loans?
- Numerica CU offers small-business loans through the U.S. Small Business Administration (SBA) — specifically the 7(a) program (general working capital, business acquisition, debt refinance) and the 504 program (real estate and equipment). Numerica CU has approved 574 SBA 7(a) and 504 loans since 2005. SBA-backed loans are the most accessible business-loan path for small and young companies because the SBA guarantees a portion of each loan; Numerica CU may also offer non-SBA commercial loans that fall outside the public SBA FOIA dataset shown on this page.
- How does Numerica CU rank among SBA lenders?
- By total SBA 7(a) and 504 loans approved since 1991, Numerica CU ranks #285 of 3,942 lenders (top 7.2%).
- What is Numerica CU's SBA loan default rate?
- Numerica CU's charge-off (default) share of SBA originations is 11.3%. This is the portion of loans the bank has written off, not the active delinquency rate. Compare against peer banks on the Lenders page rather than to a national "average" — SBA loan default rates vary widely by vintage, industry, and underwriting standards. Source: U.S. Small Business Administration 7(a) and 504 FOIA loan datasets (see below).
- What industries does Numerica CU most often finance?
- Numerica CU has financed 215 distinct NAICS industries through the SBA 7(a) and 504 programs. Most-financed industry: NAICS 561730. Use the "Top Industry" cross-link above to see industry-level SBA benchmarks.
- Is Numerica CU an active SBA lender today?
- Yes — Numerica CU has approved SBA loans within the last 12 months, so it counts as an active SBA lender (41 loans approved in the last 3 fiscal years).
- Where does this data come from and how fresh is it?
- All figures are aggregated from the U.S. Small Business Administration's public 7(a) and 504 FOIA loan datasets (data.sba.gov/dataset/7-a-504-foia). The snapshot feeding this page is as of 2025-12-31, retrieved on 2026-01-02. The SBA publishes a refreshed FOIA snapshot each quarter; when we reload it, this page's "Page last verified" date updates.