Industry Benchmarks

SBA loan performance data for 1,200+ NAICS industries. Click any industry to see detailed benchmarks, deal comps, and top lenders.

Full-Service Restaurants

722110
50,179
Loans
18.9%
Default
$266K
Avg Size

Full-Service Restaurants

722511
42,044
Loans
4.4%
Default
$483K
Avg Size

Offices of Dentists

621210
36,264
Loans
3.2%
Default
$468K
Avg Size

General Automotive Repair

811111
35,117
Loans
9.2%
Default
$257K
Avg Size

Limited-Service Restaurants

722211
33,867
Loans
19.7%
Default
$223K
Avg Size

Hotels (except Casino Hotels) and Motels

721110
30,727
Loans
7.3%
Default
$1620K
Avg Size

Child Day Care Services

624410
29,336
Loans
7.5%
Default
$529K
Avg Size

Limited-Service Restaurants

722513
28,162
Loans
4.6%
Default
$430K
Avg Size

Beauty Salons

812112
25,874
Loans
12.1%
Default
$141K
Avg Size

Offices of Physicians (except Mental Health Specialists)

621111
25,862
Loans
4.5%
Default
$450K
Avg Size

Landscaping Services

561730
25,616
Loans
8.9%
Default
$180K
Avg Size

Fitness and Recreational Sports Centers

713940
25,540
Loans
10.4%
Default
$360K
Avg Size

Gasoline Stations with Convenience Stores

447110
22,247
Loans
10.3%
Default
$752K
Avg Size

Painting and Wall Covering

238990
22,081
Loans
9.9%
Default
$307K
Avg Size

Plumbing, Heating, and Air-Conditioning Contractors

238220
20,671
Loans
8.6%
Default
$289K
Avg Size

Offices of Chiropractors

621310
20,610
Loans
8.9%
Default
$166K
Avg Size

Offices of Lawyers

541110
20,580
Loans
5.6%
Default
$250K
Avg Size

General Freight Trucking, Long Distance, Truckload

484121
20,430
Loans
9.6%
Default
$180K
Avg Size

Residential Remodelers

236118
20,306
Loans
12.8%
Default
$126K
Avg Size

General Freight Trucking, Local

484110
20,159
Loans
12.0%
Default
$190K
Avg Size

Beer, Wine, and Liquor Stores

445310
17,376
Loans
7.6%
Default
$387K
Avg Size

Insurance Agencies and Brokerages

524210
15,624
Loans
6.5%
Default
$307K
Avg Size

Electrical Contractors

238210
15,223
Loans
9.6%
Default
$248K
Avg Size

Supermarkets and Other Grocery (except Convenience) Stores

445110
14,887
Loans
13.6%
Default
$482K
Avg Size

Veterinary Services

541940
14,733
Loans
2.9%
Default
$618K
Avg Size

Drycleaning and Laundry Services (except Coin-Operated)

812320
14,611
Loans
14.8%
Default
$251K
Avg Size

Automotive Body, Paint, and Interior Repair and Maintenance

811121
14,025
Loans
9.0%
Default
$325K
Avg Size

Wineries

722410
13,056
Loans
9.6%
Default
$310K
Avg Size

Car Washes

811192
12,756
Loans
9.4%
Default
$781K
Avg Size

All Other Personal Services

812990
12,513
Loans
12.4%
Default
$238K
Avg Size

Engineering Services

541330
12,158
Loans
6.0%
Default
$328K
Avg Size

Cosmetics, Beauty Supplies, and Perfume Stores

453998
11,533
Loans
18.2%
Default
$170K
Avg Size

Motor Vehicle Towing

541990
11,401
Loans
7.6%
Default
$356K
Avg Size

Other Personal Care Services

812199
11,113
Loans
11.7%
Default
$255K
Avg Size

Sporting Goods Stores

451110
10,837
Loans
16.0%
Default
$198K
Avg Size

Janitorial Services

561720
10,447
Loans
13.7%
Default
$169K
Avg Size

New Single-Family Housing Construction (except Operative Builders)

236115
10,198
Loans
17.1%
Default
$161K
Avg Size

Convenience Stores

445120
10,178
Loans
11.7%
Default
$266K
Avg Size

Custom Computer Programming Services

541511
10,053
Loans
8.7%
Default
$242K
Avg Size

Offices of Real Estate Agents and Brokers

531210
9,643
Loans
18.7%
Default
$214K
Avg Size

Offices of Certified Public Accountants

541211
9,614
Loans
6.8%
Default
$291K
Avg Size

Home Health Care Services

621610
9,456
Loans
6.2%
Default
$354K
Avg Size

All Other Professional, Scientific, and Technical Services

541611
9,427
Loans
15.5%
Default
$168K
Avg Size

Computer Systems Design Services

541512
9,250
Loans
10.1%
Default
$226K
Avg Size

Snack and Nonalcoholic Beverage Bars

722515
9,096
Loans
3.7%
Default
$317K
Avg Size

All Other Amusement and Recreation Industries

713990
8,912
Loans
9.0%
Default
$529K
Avg Size

Gift, Novelty, and Souvenir Stores

453220
8,741
Loans
19.5%
Default
$117K
Avg Size

Coin-Operated Laundries and Drycleaners

812310
8,445
Loans
9.4%
Default
$362K
Avg Size

Used Car Dealers

441120
8,402
Loans
13.3%
Default
$331K
Avg Size

Site Preparation Contractors

238910
8,345
Loans
7.4%
Default
$288K
Avg Size

Drycleaning and Laundry Services (except Coin-Operated)

236220
8,275
Loans
8.9%
Default
$308K
Avg Size

Pet Care (except Veterinary) Services

812910
8,261
Loans
5.4%
Default
$369K
Avg Size

Offices of Physical, Occupational and Speech Therapists, and Audiologi

621340
8,145
Loans
4.2%
Default
$255K
Avg Size

Pharmacies and Drug Stores

446110
8,068
Loans
5.0%
Default
$462K
Avg Size

Offices of All Other Miscellaneous Health Practitioners

621399
7,517
Loans
5.9%
Default
$276K
Avg Size

Other Computer Related Services

541519
7,512
Loans
8.4%
Default
$301K
Avg Size

Broilers and Other Meat Type

112320
7,115
Loans
4.5%
Default
$739K
Avg Size

Machine Shops

332710
7,067
Loans
6.3%
Default
$478K
Avg Size

Marketing Consulting Services

541613
6,978
Loans
16.5%
Default
$152K
Avg Size

Offices of Optometrists

621320
6,815
Loans
3.5%
Default
$303K
Avg Size

Automotive Parts and Accessories Stores

441310
6,645
Loans
14.4%
Default
$258K
Avg Size

Other Miscellaneous Durable Goods Merchant Wholesalers

423990
6,642
Loans
12.8%
Default
$491K
Avg Size

All Other Specialty Food Stores

445299
6,578
Loans
17.7%
Default
$192K
Avg Size

Hardware Stores

444130
6,513
Loans
12.4%
Default
$324K
Avg Size

Snack and Nonalcoholic Beverage Bars

722213
6,420
Loans
23.9%
Default
$149K
Avg Size

Painting and Wall Covering Contractors

238320
6,419
Loans
13.7%
Default
$142K
Avg Size

Furniture Stores

442110
6,225
Loans
19.4%
Default
$367K
Avg Size

Commercial and Industrial Machinery and Equipment (except Automotive a

811310
6,165
Loans
7.3%
Default
$300K
Avg Size

Women's Clothing Stores

448120
5,971
Loans
21.6%
Default
$120K
Avg Size

Florists

453110
5,827
Loans
17.4%
Default
$114K
Avg Size

Jewelry Stores

448310
5,790
Loans
13.2%
Default
$171K
Avg Size

Other Accounting Services

541219
5,745
Loans
10.0%
Default
$186K
Avg Size

Caterers

722320
5,741
Loans
13.1%
Default
$331K
Avg Size

Advertising Agencies

541810
5,737
Loans
13.3%
Default
$275K
Avg Size

Sports and Recreation Instruction

611620
5,547
Loans
7.8%
Default
$354K
Avg Size

Other Miscellaneous Nondurable Goods Merchant Wholesalers

424990
5,474
Loans
12.7%
Default
$499K
Avg Size

Architectural Services

541310
5,400
Loans
7.5%
Default
$264K
Avg Size

Other Management Consulting Services

541618
5,312
Loans
14.9%
Default
$147K
Avg Size

Nail Salons

812113
5,282
Loans
14.1%
Default
$141K
Avg Size

Other Services to Buildings and Dwellings

561790
5,248
Loans
12.5%
Default
$216K
Avg Size

Specialized Freight (except Used Goods) Trucking, Local

484220
5,152
Loans
11.2%
Default
$182K
Avg Size

Graphic Design Services

541430
5,031
Loans
11.9%
Default
$157K
Avg Size

Plumbing, Heating, and Air Conditioning Contractors

235110
4,846
Loans
10.5%
Default
$172K
Avg Size

Roofing Contractors

238160
4,787
Loans
8.9%
Default
$313K
Avg Size

Funeral Homes and Funeral Services

812210
4,763
Loans
3.3%
Default
$716K
Avg Size

Poured Concrete Foundation and Structure Contractors

238110
4,749
Loans
10.1%
Default
$253K
Avg Size

Offices of Mental Health Practitioners (except Physicians)

621330
4,638
Loans
3.0%
Default
$233K
Avg Size

All Other Miscellaneous Manufacturing

339999
4,530
Loans
11.1%
Default
$479K
Avg Size

Breweries

312120
4,518
Loans
3.0%
Default
$522K
Avg Size

Flooring Contractors

238330
4,514
Loans
13.2%
Default
$233K
Avg Size

Floor Covering Stores

442210
4,478
Loans
15.6%
Default
$276K
Avg Size

Lessors of Nonresidential Buildings (except Miniwarehouses)

531120
4,455
Loans
4.0%
Default
$753K
Avg Size

Other Building Material Dealers

444190
4,424
Loans
13.4%
Default
$375K
Avg Size

Women's Clothing Stores

448190
4,408
Loans
20.7%
Default
$149K
Avg Size

Finish Carpentry Contractors

238350
4,350
Loans
13.4%
Default
$181K
Avg Size

All Other General Merchandise Stores

452990
4,285
Loans
22.8%
Default
$154K
Avg Size

Investment Advice

523930
4,278
Loans
7.7%
Default
$403K
Avg Size

Tax Preparation Services

541213
4,258
Loans
9.7%
Default
$174K
Avg Size

Retail Bakeries

311811
4,223
Loans
9.9%
Default
$287K
Avg Size

Motion Picture and Video Production

512110
4,140
Loans
11.4%
Default
$233K
Avg Size

Interior Design Services

541410
4,139
Loans
15.3%
Default
$193K
Avg Size

Homes for the Elderly

623312
4,067
Loans
2.9%
Default
$1016K
Avg Size

All Other Automotive Repair and Maintenance

811198
4,038
Loans
11.7%
Default
$243K
Avg Size

Other Direct Selling Establishments

454390
4,001
Loans
13.0%
Default
$287K
Avg Size

All Other Miscellaneous Fabricated Metal Product Manufacturing

332999
3,924
Loans
6.8%
Default
$605K
Avg Size

Photography Studios, Portrait

541921
3,878
Loans
15.3%
Default
$100K
Avg Size

Residential Property Managers

531311
3,814
Loans
15.4%
Default
$212K
Avg Size

Other Personal and Household Goods Repair and Maintenance

811490
3,802
Loans
11.2%
Default
$175K
Avg Size

Wood Kitchen Cabinet and Countertop Manufacturing

337110
3,798
Loans
12.3%
Default
$337K
Avg Size

Electrical Contractors

235310
3,752
Loans
10.2%
Default
$179K
Avg Size

Vending Machine Operators

454210
3,740
Loans
14.1%
Default
$176K
Avg Size

Cosmetics, Beauty Supplies, and Perfume Stores

446120
3,716
Loans
22.0%
Default
$188K
Avg Size

Other Scientific and Technical Consulting Services

541690
3,627
Loans
7.2%
Default
$208K
Avg Size

Hobby, Toy, and Game Stores

451120
3,615
Loans
18.8%
Default
$130K
Avg Size

Landscape Architectural Services

541320
3,613
Loans
10.8%
Default
$181K
Avg Size

New Car Dealers

441110
3,596
Loans
10.3%
Default
$789K
Avg Size

Drywall and Insulation Contractors

238310
3,589
Loans
12.2%
Default
$225K
Avg Size

Lessors of Miniwarehouses and Self-Storage Units

531130
3,553
Loans
0.5%
Default
$1238K
Avg Size

Sign Manufacturing

339950
3,543
Loans
11.9%
Default
$333K
Avg Size

Family Clothing Stores

448140
3,537
Loans
23.8%
Default
$127K
Avg Size

Other Automotive Mechanical and Electrical Repair and Maintenance

811118
3,460
Loans
13.2%
Default
$182K
Avg Size

Other Grocery and Related Products Merchant Wholesalers

424490
3,426
Loans
12.6%
Default
$360K
Avg Size

All Other Miscellaneous Schools and Instruction

611699
3,378
Loans
10.2%
Default
$286K
Avg Size

Other Activities Related to Real Estate

531390
3,370
Loans
14.3%
Default
$338K
Avg Size

Baked Goods Stores

445291
3,348
Loans
10.7%
Default
$262K
Avg Size

All Other Home Furnishings Stores

442299
3,339
Loans
20.0%
Default
$223K
Avg Size

Other Building Finishing Contractors

238390
3,328
Loans
9.2%
Default
$293K
Avg Size

Commercial Gravure Printing

323111
3,309
Loans
3.4%
Default
$578K
Avg Size

Motor Vehicle Towing

488410
3,298
Loans
9.9%
Default
$301K
Avg Size

Computer and Software Stores

443120
3,279
Loans
20.7%
Default
$134K
Avg Size

Freight Transportation Arrangement

488510
3,277
Loans
9.9%
Default
$333K
Avg Size

Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesal

423450
3,213
Loans
13.4%
Default
$327K
Avg Size

All Other Support Services

561990
3,205
Loans
19.3%
Default
$164K
Avg Size

Carpet and Upholstery Cleaning Services

561740
3,142
Loans
13.3%
Default
$154K
Avg Size

Mobile Food Services

722330
3,082
Loans
6.9%
Default
$100K
Avg Size

Electronic Shopping and Mail-Order Houses

454110
3,070
Loans
8.5%
Default
$356K
Avg Size

Fine Arts Schools

611610
3,034
Loans
8.0%
Default
$225K
Avg Size

Single Family Housing Construction

233210
3,015
Loans
13.2%
Default
$138K
Avg Size

All Other Business Support Services

561499
3,000
Loans
18.2%
Default
$183K
Avg Size

Barber Shops

812111
2,982
Loans
9.2%
Default
$140K
Avg Size

Commercial Lithographic Printing

323110
2,945
Loans
18.1%
Default
$416K
Avg Size

Commercial Bakeries

311812
2,939
Loans
11.9%
Default
$385K
Avg Size

Electronic Shopping

454111
2,920
Loans
14.5%
Default
$206K
Avg Size

Mortgage and Nonmortgage Loan Brokers

522310
2,872
Loans
36.8%
Default
$205K
Avg Size

Shoe Stores

448210
2,851
Loans
19.8%
Default
$160K
Avg Size

Security Systems Services (except Locksmiths)

561621
2,832
Loans
11.1%
Default
$261K
Avg Size

Pet and Pet Supplies Stores

453910
2,828
Loans
17.6%
Default
$258K
Avg Size

Commercial Screen Printing

323113
2,816
Loans
11.1%
Default
$277K
Avg Size

Independent Artists, Writers, and Performers

711510
2,808
Loans
13.5%
Default
$162K
Avg Size

All Other Plastics Product Manufacturing

326199
2,800
Loans
7.7%
Default
$667K
Avg Size

Masonry Contractors

238140
2,788
Loans
12.8%
Default
$173K
Avg Size

Industrial Machinery and Equipment Merchant Wholesalers

423830
2,770
Loans
7.0%
Default
$507K
Avg Size

Women's, Children's, and Infants' Clothing and Accessories Merchant Wh

424330
2,762
Loans
22.3%
Default
$433K
Avg Size

Couriers

492110
2,739
Loans
10.2%
Default
$333K
Avg Size

Private Mail Centers

561431
2,726
Loans
9.8%
Default
$215K
Avg Size

Nursery and Garden Centers

444220
2,719
Loans
12.9%
Default
$282K
Avg Size

Bowling Centers

713950
2,696
Loans
11.4%
Default
$622K
Avg Size

Services for the Elderly and Persons with Disabilities

624120
2,606
Loans
6.3%
Default
$422K
Avg Size

Sporting and Recreational Goods and Supplies Merchant Wholesalers

423910
2,588
Loans
11.6%
Default
$376K
Avg Size

Educational Support Services

611710
2,566
Loans
11.3%
Default
$215K
Avg Size

Solid Waste Collection

562111
2,559
Loans
4.6%
Default
$364K
Avg Size

Radio, Television, and Other Electronics Stores

443112
2,542
Loans
28.6%
Default
$151K
Avg Size

Exterminating and Pest Control Services

561710
2,533
Loans
7.1%
Default
$192K
Avg Size

Used Merchandise Stores

453310
2,472
Loans
13.8%
Default
$172K
Avg Size

Automotive Oil Change and Lubrication Shops

811191
2,461
Loans
10.7%
Default
$538K
Avg Size

Highway, Street, and Bridge Construction

237310
2,420
Loans
6.4%
Default
$395K
Avg Size

Offices of Physicians, Mental Health Specialists

621112
2,418
Loans
4.2%
Default
$289K
Avg Size

Other Building Equipment Contractors

238290
2,395
Loans
10.9%
Default
$313K
Avg Size

Other Foundation, Structure, and Building Exterior Contractors

238190
2,366
Loans
10.6%
Default
$204K
Avg Size

Other Commercial and Industrial Machinery and Equipment Rental and Lea

532490
2,357
Loans
6.6%
Default
$485K
Avg Size

Food Service Contractors

722310
2,336
Loans
9.3%
Default
$286K
Avg Size

Specialized Freight (except Used Goods) Trucking, Long-Distance

484230
2,335
Loans
12.4%
Default
$210K
Avg Size

Motor Vehicle Supplies and New Parts Merchant Wholesalers

423120
2,325
Loans
14.4%
Default
$412K
Avg Size

Used Household and Office Goods Moving

484210
2,310
Loans
10.3%
Default
$358K
Avg Size

Office Supplies and Stationery

453210
2,299
Loans
15.4%
Default
$190K
Avg Size

Fabricated Structural Metal Manufacturing

332312
2,297
Loans
8.0%
Default
$505K
Avg Size

Support Activities for Oil and Gas Operations

213112
2,297
Loans
5.4%
Default
$426K
Avg Size

Employment Placement Agencies

561311
2,293
Loans
5.1%
Default
$317K
Avg Size

RV (Recreational Vehicle) Parks and Campgrounds

721211
2,288
Loans
3.6%
Default
$736K
Avg Size

Other Clothing Stores

448150
2,267
Loans
23.4%
Default
$122K
Avg Size

Data Processing, Hosting, and Related Services

518210
2,232
Loans
6.9%
Default
$383K
Avg Size

Tire Dealers

441320
2,231
Loans
10.7%
Default
$383K
Avg Size

Other Clothing Stores

451211
2,221
Loans
20.8%
Default
$129K
Avg Size

Limousine Service

485320
2,194
Loans
19.5%
Default
$159K
Avg Size

Other Gasoline Stations

447190
2,168
Loans
12.9%
Default
$370K
Avg Size

Travel Agencies

561510
2,144
Loans
17.9%
Default
$121K
Avg Size

Elementary and Secondary Schools

611110
2,095
Loans
4.5%
Default
$792K
Avg Size

Nursing Care Facilities

623110
2,090
Loans
6.2%
Default
$891K
Avg Size

Meat Markets

445210
2,084
Loans
16.0%
Default
$251K
Avg Size

Other Commercial Printing

323119
2,061
Loans
16.5%
Default
$308K
Avg Size

Industrial Machinery and Equipment Wholesalers

421830
2,054
Loans
7.0%
Default
$279K
Avg Size

Wholesale Trade Agents and Brokers

425120
2,052
Loans
11.8%
Default
$400K
Avg Size

Musical Instrument and Supplies Stores

451140
2,051
Loans
12.8%
Default
$200K
Avg Size

Logging

113310
2,040
Loans
8.4%
Default
$188K
Avg Size

All Other Health and Personal Care Stores

446199
2,031
Loans
16.7%
Default
$224K
Avg Size

Remediation Services

562910
2,026
Loans
5.1%
Default
$373K
Avg Size

Temporary Help Services

561320
2,019
Loans
12.4%
Default
$255K
Avg Size

Excavation Contractors

235930
2,015
Loans
10.1%
Default
$172K
Avg Size

Offices of Podiatrists

621391
2,013
Loans
5.4%
Default
$228K
Avg Size

Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesaler

423940
2,006
Loans
18.8%
Default
$267K
Avg Size