FB
FedBase
CompaniesIndustriesLendersDeal compsOFAC checkAbout
Extension — coming soon
CompaniesIndustriesLendersToolsDeal compsOFAC checkAbout
Risk Screening
  • All tools
  • Search companies
  • OFAC check tool
  • Vendor Risk Check extension
  • Extension privacy policy
Acquisition
  • All tools
  • Industries
  • Lenders
  • Deal comps tool
  • BizDiligence extension
  • Extension privacy policy
Company
  • About
  • Privacy (Vendor Risk Check)
  • Privacy (BizDiligence)
© 2026 FedBase.
Federal risk + acquisition intelligence for US business.
Home/Lenders
SBA lender list and historical FOIA benchmarks

SBA Approved Lender List

Every lender below appears in the SBA's public 7(a) and 504 FOIA loan records — meaning each one is an SBA-participating (approved) lender that has actually closed SBA-backed loans. Compare them by loan volume, average size, default rate, and historical lending footprint, then use the list alongside the official SBA Lender Match workflow when you need a shortlist for an acquisition loan, working-capital loan, or lender diligence review.

99
lenders shown
1,414,847
SBA loans in this list
99
with default-rate metrics

SBA lender list vs. SBA Lender Match

SBA Lender Match is the official matching channel for borrowers. FedBase is a comparison layer: it uses public SBA FOIA records to show which lenders have made SBA-backed loans historically, how large those loans tend to be, and how often loans in the loaded snapshot defaulted.

For searches like "SBA preferred lender list" or "SBA PLP lenders list", treat FedBase as a performance screen, not a current PLP-status registry. Verify delegated authority, current eligibility, and terms directly with SBA or the lender before relying on a lender designation.

What this directory adds

  • Historical depth: SBA 7(a) and 504 lending records loaded through 2025-12-31.
  • Risk context: lender default-rate and average-loan-size metrics next to volume.
  • Deal fit: individual lender pages show industry concentration, state footprint, recent activity, and acquisition-financing signals when available.
  • Curated lender profiles

    These lender pages add hand-verified institutional context on top of the SBA FOIA metrics below, including charter type, headquarters, source links, and profile-level freshness dates.

    FDIC-insured Utah industrial bank

    Celtic Bank Corporation

    Utah industrial bank profile with SBA 7(a) volume context and primary-source verification.

    Salt Lake City, UT·verified 2026-05-09
    OCC-chartered national bank

    Fifth Third Bank

    Cincinnati-based OCC-chartered national bank profile with SBA 7(a) lender context and primary-source verification.

    Cincinnati, OH·verified 2026-05-20
    California state-chartered commercial bank

    Cathay Bank

    Los Angeles-based California state-chartered commercial bank profile with SBA 7(a)/504 lender context and primary-source verification.

    Los Angeles, CA·verified 2026-05-21
    Texas state-chartered commercial bank

    PlainsCapital Bank

    Texas state-chartered commercial bank profile with SBA Express, business-loan, and SBA FOIA context.

    University Park, TX·verified 2026-05-22
    California state-chartered commercial bank

    East West Bank

    Pasadena-based California state-chartered commercial bank profile with SBA 7(a)/504 lender context and primary-source verification.

    Pasadena, CA·verified 2026-05-23
    Pennsylvania state-chartered commercial bank

    First Commonwealth Bank

    Indiana, Pennsylvania state-chartered commercial bank profile with SBA Preferred Lender, business-financing, and SBA FOIA context.

    Indiana, PA·verified 2026-05-25
    Kentucky state-chartered commercial bank

    Heritage Bank Inc

    Burlington, Kentucky state-chartered commercial bank profile with Venturus SBA 7(a), business-financing, and SBA FOIA context.

    Burlington, KY·verified 2026-05-28
    federally chartered credit union

    Altra FCU

    Wisconsin credit-union profile with SBA lending context and a public-record diligence note.

    Onalaska, WI·verified 2026-05-16

    Wells Fargo Bank National Association

    SD
    128,583
    Loans
    $261,874
    Avg size
    11.2%
    Default

    Bank of America, National Association

    NC
    105,441
    Loans
    $86,629
    Avg size
    22.0%
    Default

    JPMorgan Chase Bank, National Association

    OH
    95,253
    Loans
    $143,471
    Avg size
    16.0%
    Default

    The Huntington National Bank

    OH
    90,396
    Loans
    $202,864
    Avg size
    5.0%
    Default

    U.S. Bank, National Association

    OH
    84,598
    Loans
    $215,516
    Avg size
    9.9%
    Default

    PNC Bank, National Association

    DE
    59,436
    Loans
    $183,888
    Avg size
    14.4%
    Default

    Citizens Bank, National Association

    RI
    49,724
    Loans
    $63,518
    Avg size
    15.4%
    Default

    TD Bank, National Association

    DE
    46,186
    Loans
    $168,261
    Avg size
    9.1%
    Default

    Manufacturers and Traders Trust Company

    NY
    44,568
    Loans
    $138,077
    Avg size
    8.1%
    Default

    Bank of Hope

    CA
    39,319
    Loans
    $245,827
    Avg size
    32.5%
    Default

    Zions Bank, A Division of

    UT
    30,600
    Loans
    $201,574
    Avg size
    12.8%
    Default

    Readycap Lending, LLC

    NJ
    29,060
    Loans
    $486,424
    Avg size
    17.2%
    Default

    KeyBank National Association

    OH
    26,264
    Loans
    $243,764
    Avg size
    7.2%
    Default

    Truist Bank

    NC
    24,583
    Loans
    $303,747
    Avg size
    9.4%
    Default

    Columbia Bank

    OR
    23,066
    Loans
    $344,085
    Avg size
    10.2%
    Default

    Capital One, National Association

    VA
    22,695
    Loans
    $88,932
    Avg size
    38.0%
    Default

    Northeast Bank

    ME
    17,697
    Loans
    $250,487
    Avg size
    6.4%
    Default

    BMO Bank National Association

    IL
    16,977
    Loans
    $343,447
    Avg size
    8.5%
    Default

    Live Oak Banking Company

    NC
    16,868
    Loans
    $1,314,168
    Avg size
    1.3%
    Default

    Celtic Bank Corporation

    UT
    14,421
    Loans
    $507,572
    Avg size
    10.9%
    Default

    BayFirst National Bank

    FL
    13,754
    Loans
    $212,626
    Avg size
    7.9%
    Default

    Comerica Bank

    TX
    13,091
    Loans
    $436,214
    Avg size
    16.7%
    Default

    VelocitySBA, LLC

    TX
    13,009
    Loans
    $77,455
    Avg size
    28.5%
    Default

    Banco Popular de Puerto Rico

    PR
    12,687
    Loans
    $127,353
    Avg size
    7.7%
    Default

    Eastern Bank

    MA
    11,563
    Loans
    $108,270
    Avg size
    6.4%
    Default

    Popular Bank

    NY
    11,499
    Loans
    $213,869
    Avg size
    31.3%
    Default

    Newtek Small Business Finance, Inc.

    NY
    10,773
    Loans
    $635,741
    Avg size
    6.8%
    Default

    Newtek Bank, National Association

    FL
    10,610
    Loans
    $460,255
    Avg size
    0.0%
    Default

    Fifth Third Bank

    OH
    10,401
    Loans
    $295,548
    Avg size
    10.4%
    Default

    Regions Bank

    AL
    9,261
    Loans
    $378,399
    Avg size
    9.6%
    Default

    Citibank, N.A.

    SD
    9,103
    Loans
    $134,901
    Avg size
    16.3%
    Default

    Business Loan Center, LLC

    SC
    8,948
    Loans
    $445,630
    Avg size
    31.4%
    Default

    Cadence Bank

    MS
    8,838
    Loans
    $459,608
    Avg size
    6.3%
    Default

    Santander Bank, National Association

    DE
    8,433
    Loans
    $132,897
    Avg size
    9.6%
    Default

    Old National Bank

    IN
    8,194
    Loans
    $408,560
    Avg size
    7.9%
    Default

    Glacier Bank

    MT
    8,140
    Loans
    $247,822
    Avg size
    6.7%
    Default

    COFSB, National Association

    VA
    8,065
    Loans
    $43,002
    Avg size
    4.7%
    Default

    Associated Bank, National Association

    WI
    7,838
    Loans
    $159,212
    Avg size
    8.5%
    Default

    MISSINGMAINBANKID

    7,687
    Loans
    $259,843
    Avg size
    1.9%
    Default

    Simmons Bank

    AR
    7,539
    Loans
    $308,467
    Avg size
    12.9%
    Default

    Hanmi Bank

    CA
    7,529
    Loans
    $556,223
    Avg size
    9.5%
    Default

    Brookline Bank, a Division of Beacon Bank and Trust

    MA
    7,454
    Loans
    $384,200
    Avg size
    4.8%
    Default

    United Midwest Savings Bank National Association

    OH
    7,100
    Loans
    $357,665
    Avg size
    8.5%
    Default

    Byline Bank

    IL
    6,862
    Loans
    $1,043,083
    Avg size
    6.7%
    Default

    Stearns Bank National Association

    MN
    6,688
    Loans
    $363,886
    Avg size
    9.8%
    Default

    SouthState Bank, National Association

    FL
    6,648
    Loans
    $554,909
    Avg size
    6.2%
    Default

    Banc of California

    CA
    6,474
    Loans
    $657,504
    Avg size
    7.9%
    Default

    First Interstate Bank

    MT
    6,473
    Loans
    $258,944
    Avg size
    8.7%
    Default

    First-Citizens Bank & Trust Company

    NC
    6,469
    Loans
    $568,909
    Avg size
    11.1%
    Default

    East West Bank

    CA
    6,412
    Loans
    $454,197
    Avg size
    6.4%
    Default

    Enterprise Bank & Trust

    MO
    6,125
    Loans
    $885,240
    Avg size
    2.5%
    Default

    UMB Bank, National Association

    MO
    6,074
    Loans
    $330,962
    Avg size
    9.3%
    Default

    GE Capital Small Business Finance Corporation

    TX
    5,950
    Loans
    $455,076
    Avg size
    19.0%
    Default

    HSBC Bank USA National Association

    VA
    5,914
    Loans
    $113,888
    Avg size
    34.0%
    Default

    Banner Bank

    WA
    5,721
    Loans
    $241,182
    Avg size
    6.0%
    Default

    Federal Deposit Insurance Corporation

    DC
    5,644
    Loans
    $196,977
    Avg size
    10.6%
    Default

    First National Bank of Pennsylvania

    PA
    5,446
    Loans
    $441,958
    Avg size
    9.4%
    Default

    Mountain America FCU

    UT
    5,366
    Loans
    $144,437
    Avg size
    15.9%
    Default

    First Financial Bank

    AR
    4,955
    Loans
    $622,442
    Avg size
    5.4%
    Default

    Webster Bank National Association

    CT
    4,665
    Loans
    $261,114
    Avg size
    5.9%
    Default

    FirstBank Puerto Rico

    PR
    4,582
    Loans
    $119,672
    Avg size
    13.0%
    Default

    Synovus Bank

    GA
    4,193
    Loans
    $541,350
    Avg size
    13.4%
    Default

    First Commonwealth Bank

    PA
    4,145
    Loans
    $325,293
    Avg size
    6.8%
    Default

    Fulton Bank, National Association

    PA
    4,067
    Loans
    $554,496
    Avg size
    8.4%
    Default

    Commerce Bank

    MO
    4,038
    Loans
    $159,374
    Avg size
    8.7%
    Default

    Loans from Old Closed Lenders

    DC
    3,908
    Loans
    $480,840
    Avg size
    4.3%
    Default

    BancFirst

    OK
    3,642
    Loans
    $310,803
    Avg size
    5.7%
    Default

    Bank of America California, National Association

    CA
    3,621
    Loans
    $87,414
    Avg size
    12.6%
    Default

    Valley National Bank

    NJ
    3,587
    Loans
    $354,301
    Avg size
    9.2%
    Default

    Trustmark Bank

    MS
    3,552
    Loans
    $164,003
    Avg size
    8.8%
    Default

    First Horizon Bank

    TN
    3,528
    Loans
    $360,386
    Avg size
    10.9%
    Default

    Arvest Bank

    AR
    3,446
    Loans
    $238,666
    Avg size
    7.9%
    Default

    Five Star Bank

    NY
    3,393
    Loans
    $103,257
    Avg size
    6.2%
    Default

    First Bank

    MO
    3,391
    Loans
    $348,895
    Avg size
    15.3%
    Default

    Rockland Trust Company

    MA
    3,356
    Loans
    $183,720
    Avg size
    4.8%
    Default

    Lendistry SBLC, LLC

    CA
    3,313
    Loans
    $208,189
    Avg size
    1.2%
    Default

    Oriental Bank

    PR
    3,198
    Loans
    $118,473
    Avg size
    7.6%
    Default

    United Community Bank

    SC
    3,175
    Loans
    $752,146
    Avg size
    4.6%
    Default

    Hancock Whitney Bank

    MS
    3,168
    Loans
    $290,127
    Avg size
    7.6%
    Default

    Frost Bank

    TX
    3,142
    Loans
    $301,648
    Avg size
    9.8%
    Default

    Hana Bank USA National Association

    NJ
    3,132
    Loans
    $323,524
    Avg size
    10.4%
    Default

    Ameris Bank

    GA
    3,129
    Loans
    $668,240
    Avg size
    9.1%
    Default

    Wachovia SBA Lending, Inc.

    CA
    3,054
    Loans
    $602,934
    Avg size
    0.7%
    Default

    PCB Bank

    CA
    3,038
    Loans
    $817,617
    Avg size
    6.5%
    Default

    Bank Five Nine

    WI
    2,953
    Loans
    $601,960
    Avg size
    4.0%
    Default

    Independence Bank

    RI
    2,902
    Loans
    $180,096
    Avg size
    32.0%
    Default

    Metro City Bank

    GA
    2,867
    Loans
    $1,256,740
    Avg size
    3.2%
    Default

    1st Source Bank

    IN
    2,819
    Loans
    $141,328
    Avg size
    5.4%
    Default

    Gulf Coast Bank and Trust Company

    LA
    2,802
    Loans
    $552,215
    Avg size
    11.6%
    Default

    The Central Trust Bank

    MO
    2,788
    Loans
    $193,570
    Avg size
    12.3%
    Default

    Mechanics Bank

    CA
    2,750
    Loans
    $293,257
    Avg size
    10.8%
    Default

    Citizens Business Bank National Association

    CA
    2,731
    Loans
    $442,118
    Avg size
    7.2%
    Default

    First National Bank of Omaha

    NE
    2,711
    Loans
    $215,375
    Avg size
    8.2%
    Default

    City National Bank

    CA
    2,672
    Loans
    $471,155
    Avg size
    4.4%
    Default

    Community Bank, National Association

    NY
    2,619
    Loans
    $136,640
    Avg size
    8.8%
    Default

    Community West Bank

    CA
    2,590
    Loans
    $349,661
    Avg size
    18.3%
    Default

    Commonwealth Business Bank

    CA
    2,579
    Loans
    $1,048,952
    Avg size
    2.1%
    Default

    Harvest Small Business Finance, LLC

    CA
    2,570
    Loans
    $1,125,523
    Avg size
    0.2%
    Default

    NBT Bank, National Association

    NY
    2,559
    Loans
    $175,159
    Avg size
    7.5%
    Default

    SBA lender list questions

    Is this an official SBA lender list?

    No. FedBase is an independent SBA lender directory built from public SBA FOIA loan data. Use SBA Lender Match or SBA district resources for official borrower matching, then use FedBase to compare historical approval volume, average loan size, and default-rate patterns.

    Does FedBase show SBA Preferred Lender Program status?

    FedBase does not label a lender as a current SBA Preferred Lender Program participant unless that status is present in a verified source. The directory is designed to complement PLP or Lender Match research by showing historical SBA 7(a) and 504 performance metrics.

    How should I compare SBA lenders?

    Start with lenders that are active in your industry and loan size, then compare volume, average loan amount, default rate, geographic footprint, and whether the lender has recent SBA activity. A low default rate alone is not enough if the lender rarely makes loans like yours.

    Source and freshness notes

    • Last verified: 2026-05-11
    • Loaded SBA FOIA snapshot: 2025-12-31
    • SBA Lender Match retrieved 2026-05-11: Official SBA matching workflow for borrowers who want lenders to express interest in a loan request.
    • SBA lenders partner page retrieved 2026-05-11: SBA partner hub for 7(a), CDC/504, microloan lender program details, lender reports, and current program documents.
    • SBA 7(a) and 504 FOIA dataset retrieved 2026-05-11: Quarterly public FOIA loan files used by FedBase to compute historical loan volume, average size, and default-rate benchmarks.